If you want to close your ICICI bank account then make sure that you have withdrawn all your balance amount from your bank account. Next you need to visit your ICICI branch and there you can get an account closure form of ICICI bank. Sometimes the bank staff may ask you to write a letter to close your bank account.
In that case, you can use the below format to close your bank account in ICICI bank, not only for ICICI you can use this format for any other bank account closing.
ICICI Bank Salary Account Closing Letter Format
To
The Branch Manager,
ICICI Bank,
Address.
Sub: Request to close bank account
Dear Sir,
I, Mr Raghuram Chappa, have a salary account in your bank with a/c no 456789123. Recently I have changed my job and got a new bank account with some other bank.
Hence my salary is not crediting into this account, my account has converted to a normal account and charges are deducting from my account for not maintaining the minimum balance.
Hence I decided to close my account, so please close my bank account in ICICI bank associated with a/c number 456789123.
Please do the needful.
Thanking you.
Regards,
_________.
ICICI Bank Account Closure Letter Format When Relocating
To
The Branch Manager,
ICICI Bank,
Address.
Sub: Request to close bank account
Dear Sir,
I, Ms Anuradha Uppalapati, have a bank account in ICICI bank, II town branch, Vizag with account number 456789123.
Due to my job transfer we are moving to a new place where I don’t hae a chance to avail the services of ICICI bank.
So here I am requesting you to please close my account with a/c no 456789123.
Please do the needful.
Thanking you.
Regards,
_________.
When to Close ICICI Bank Account
- When you have a salary account and moved to a new job, and if your salary is not crediting in the ICICI bank account then you can close it. ( Because salary accounts have Zero minimum balance facility). Otherwise, your account will be converted to a normal account and charges will be levied if you don’t maintain a minimum balance.
- When you are relocating to a new place then you can transfer your bank account to the new ICICI branch or you can close your existing ICICI bank account.
ICICI Bank Minimum Balance Rules
Gramin locations | 1000 Rs |
Rural areas | 2000 Rs |
Semi-urban areas | 5000 Rs |
Urban and Metro areas | 10000 Rs |
FAQs on Closing ICICI Bank Account
Should I need to return my debit card, and unused cheques to the bank.
It is better to return them when you are closing the bank account. In case if you lost them or not carrying with you then you need to write a letter that the bank is not responsible for any future claims related to your unreturned cheque leaflets.
Should I need to close Credit card Separately.
Yes, you need to close your credit card separately. You can do that by calling ICICI bank customer care number ✆ 1860 120 7777. Read this to know the complete process of closing the ICICI credit card.