If your money was deducted from the bank due to unnecessary reasons like failed ATM transactions, unauthorized transactions, failed online transactions, and service-related charges, etc.. You can request a bank manager to refund your money.
For that you have to write a request letter to the bank manager to issue the refund. Here you can find the best letter format to get a refund of your money.
Application for Refund of Failed ATM Transaction
To
The Bank Manager,
State Bank of India,
PM Palem Branch,
Visakhapatnam 530041.
Subject: Request for a refund for a failed ATM transaction.
Ref A/c No: 2451XXXX90.
Dear Sir/Madam,
I am writing to inform you about a failed transaction on my account. On 05 September 2024, I attempted to withdraw Rs. 10,000 from an SBI ATM, Madhurawada Branch.
The ATM did not dispense the cash, but the amount was still debited from my account.
I have attached a copy of my bank statement showing the failed transaction.
Please investigate this issue and refund the debited amount as soon as possible.
Thanking you.
Sincerely,
Rajesh Kumar,
Mobile: 9123XXXX75.
FAQs
Yes, you can submit the refund request online through SBI’s complaint and request claim form website.
Attach a copy of your bank statement showing the transaction, any receipts, and menton complain reference number if you have one.
The refund process usually takes about 7 to 14 business days, but it may vary based on the issue.
If your refund request is denied, contact the bank’s customer service for more details or contact the bank’s higher authorities.
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