If you are not using your SBI credit card or not happy with their services then you can close your SBI credit card by writing a request letter to the manager of the bank. Before canceling your credit card clear all your credit card pending dues.
There are several reason people want to cancel their credit card they are like:
- Not using credit cards much.
- Due to heavy charges on late payments.
- When you want to get another bank credit card.
- When you think you don’t need any credit card.
- Spending more money due to credit facilities.
Whatever the reason, if you want to cancel your credit card then the below sample credit card cancellation request letter formats.
SBI Credit Card Cancellation Request Letter Formats
State Bank of India,
Subject: Credit card cancellation request.
I, your name, credit card holder of your bank with my credit card no: 456712345678XXXX. Which was linked to my saving bank account of a/c no 345678XXXX45.
Hence I am not using my credit card, I have decided to cancel it. So please cancel my credit card with immediate effect.
I have cleared all my credit card dues and have Zero dues. So kindly close my credit card.
The Service Manager,
State Bank of India.
Sub: Request for cancellation of credit card.
I am writing this request letter to close my SBI credit which I don’t need further. Here is my credit card number: 54671234XXXX7890, which is linked to my savings bank a/c no 2345XXXX6754.
I have cleared all my credit card dues, so please cancel my credit card associated with my savings bank account.
How can I cancel my SBI credit card permanently
You can write a request letter to SBI or you can also contact SBI customer care number ✆18601801290 in between 8 am to 8 pm from Monday to Saturday, and tell your credit card number & your full name for verification purpose.
Will cancelling my credit card affect CIBIL score
No. cancelling your credit card will not have any positive or negative impact on your CIBIL score.
Can I cancel my SBI credit card online
Yes, you can cancel your SBI credit card online for that go to the SBI credit card website and contact them through their email service facility (or) send an email to their email id email@example.com
How much time will it take to cancel / deactivate my credit card
Your credit card will be cancelled immediately when the SBI accepts your application.
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