Student bank accounts have limitations on deposits and account balances. In order to remove those limits they need to convert their accounts to normal accounts. Student can convert their accounts to normal accounts after 18 years of age (or) upon completion of their education.
Most students convert their student accounts to general accounts when they get employed. In order to change your account type you have to write a request letter to the bank manager of your branch.
Student Account to General Account Letter (1)
To
The Bank Manager,
Bank name,
Bank’s address.
Sub: Student account to general account change application.
Dear Sir/Madam,
My name is [your name], account holder of your bank with A/c no 4564XXXX456. I am writing to convert my student account to a general account as I have completed my studies.
So please convert my account to a general account without any limits.
Thanking you.
Sincerely,
Your name.
Contact no.
Student Account to General Account Letter (2)
Sub: Application to change student account to general account.
Dear Sir/Madam,
I am writing to request to change from my student account to a normal account. I have recently completed my education and soon I join a job.
Therefore, I would like to have a bank account with all facilities. So kindly convert my bank account to a normal account.
I shall be very grateful to you.
Here are my account details:
Name: Your Name
A/C no: 2145XXXX21556
Regards,
Your name,
Contact no.
Student Account to General Account Letter (3)
Sub: Request to convert student account to normal account.
Dear Sir/Madam,
I am [your name], have a student account in your bank. I completed 18 years of age on 05 April 2023. Therefore I want to change my student account to a normal account with all benefits.
Very soon I have to join a job, and for that also I need a fully operated bank account. So kindly convert the below account to a normal account.
A/C no: 31245XXXXX05.
Please find enclosed an Aadhar copy/ schooling certificate as my date of birth proof.
Looking forward to your prompt action in this matter.
Thanking you.
Yours sincerely,
Your name,
Contact no.
Student Account to General Account Letter (4)
Sub: Student account to general account request.
Dear Sir/Madam,
My name is [your name], have a student account in your bank with A/c no 2145XXXXX52. I have finished my education and joined a job at [company name].
Hence I would like to convert my student account to a normal account. My company will credit my salary by the end of this month. So kindly convert my account to a normal account.
As it is a salary account I further request you keep it as a Zero balance account.
I shall be grateful to you in this regard.
Thanking you.
Kind regards,
Your name,
Contact no.
Student Account to General Account Letter (5)
Sub: Application to change from the student account to the general account.
Dear Sir/Madam,
Dear Sir/Madam,
I,[your name] am writing to request you to kindly change my student account bearing account no. 212354XXXX21 to the normal account with all the facilities.
At present, my account has an annual deposit limit of 1 Lakh and a balance limit of 50,000. As I have completed my education and entering a professional career I need an account without any such limits.
Therefore I request you convert my account to a normal account. Please inform me if you need any further information.
I shall be very grateful to you in this regard.
Thanking you.
Regards,
your name.
Contact no.
FAQs
If you convert your account for salary purposes, then it remains a salary account.
If your salary doesn’t credit within 3 months from the date of conversion then your account may lose the Zero balance facility. (The waiting period will be decided by the bank)
No, you cannot do that online, you should visit your ban’s branch for conversion.
Your account will be converted to a normal account on the same day (or) the next day of the request.
Charges are not required.
Recommended:
My student account convert to genaral savings account